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Navigating the Path to Homeownership and Financial Flexibility

Securing the right mortgage is a critical step in achieving your homeownership dreams or optimizing your current property finances. The mortgage landscape can be complex, with numerous lenders, products, and rates to consider.

Please Note: At OneProtection.ca, we understand the importance of expert mortgage advice. We connect our clients with a network of experienced and independent mortgage professionals, including specialists from BMO (Bank of Montreal), who can guide you through every step of the process.


Why Work with a Mortgage Professional Through Our Referral Network?

Access to Expert, Unbiased Advice

Mortgage professionals assess your financial situation and goals to recommend the best mortgage products from a wide range of lenders, including major banks like BMO.

Choice and Competitive Rates

They have access to offerings from various lenders, often securing more competitive rates and terms than you might find on your own. For current BMO rates, you can visit BMO's official mortgage rates page .

Save Time and Effort

A mortgage professional handles the application process and negotiations on your behalf.

Solutions for Various Needs

Whether you're a first-time buyer, self-employed, looking to refinance, renew, or invest, they can find solutions tailored to your unique circumstances.

Negotiation on Your Behalf

Experienced in negotiating with lenders to secure the most favorable terms for your mortgage.

Guidance Through the Entire Process

From understanding mortgage pre-approval to navigating closing costs and legal requirements, they provide support and clarity.


Estimate Your Mortgage Payments & Term Impact

Disclaimer: This calculator provides an estimate of Principal & Interest (P&I) payments only. It does NOT include property taxes, home insurance (PITI), or other potential fees. Actual payments may vary. Interest rates are subject to change and qualification. For precise figures and a full assessment, please consult with a referred mortgage professional.


Mortgage Services Available Through Our Referral Partners:

Our referred mortgage professionals can assist you with a comprehensive range of financing needs:

  • First-Time Home Buyer Mortgages
  • Mortgage Pre-Approvals
  • Mortgage Renewals
  • Refinancing
  • Second Mortgages & Home Equity Lines of Credit (HELOCs)
  • Mortgages for Newcomers to Canada
  • Mortgages for Self-Employed Individuals
  • Investment Property Mortgages
  • Construction Mortgages

Mortgage products, rates, and qualification criteria are subject to change and depend on individual financial situations and lender policies.


Request a Referral for Mortgage Services

Let us connect you with an experienced mortgage professional who can help you achieve your home financing goals. Please provide some basic information below for a referral.

Client Information


Our Referring Advisor Details (OneProtection.ca)


Disclosure Agreement

Alternatively, you can contact us directly to discuss your referral needs:

Phone: 647-709-3400 | Email: info@oneprotection.ca

Unlock Your Homeownership Potential

Whether you're buying your first home, renewing, or refinancing, expert mortgage advice is key. Connect with a trusted professional through OneProtection.ca.

Get Your Mortgage Referral