Emergency Medical Treatment
Covers costs for emergency hospital stays (ward or semi-private room), physician's fees, diagnostic services (X-rays, lab tests), and prescribed medications.
Visitors to Canada: Essential Medical Protection
Enjoy Your Stay in Canada with Peace of Mind
Protect Yourself During Your Visit to Canada
Welcome to Canada! While you're here, it's vital to have protection against unexpected medical emergencies. Canadian healthcare can be expensive for non-residents. Visitors to Canada Insurance provides coverage for emergency medical expenses, ensuring you can access necessary care without facing overwhelming costs.
Who Needs Visitors to Canada Insurance?
This insurance is designed for individuals who are not covered by a Canadian provincial or territorial government health insurance plan. This includes:
- Tourists and Visitors: Exploring Canada's sights and attractions.
- Temporary Foreign Workers: Working in Canada on a valid work permit, often before qualifying for provincial coverage.
- International Students: Studying in Canada (though some institutions provide plans, this can supplement or cover gaps).
- New Immigrants / Permanent Residents: During the waiting period (typically 3 months) before provincial health coverage becomes effective.
- Returning Canadians: Who have been living abroad and are waiting to re-qualify for their provincial health plan.
- Individuals visiting family, including those not eligible for Super Visa.
Key Coverage Benefits for Visitors:
Emergency Transportation
Includes licensed ambulance services (ground, air, or sea) to the nearest hospital in an emergency, and emergency medical evacuation if needed.
Emergency Dental Care
Coverage for accidental injury to natural teeth or relief of acute dental pain (up to a specified limit, e.g., $500 - $4,000 depending on plan).
Prescription Drugs
Covers eligible prescription medications required for an emergency, typically for a limited supply (e.g., 30 days).
Paramedical Services
Coverage for services of licensed chiropractors, physiotherapists, osteopaths, etc., when medically necessary due to an emergency (up to a specified limit).
Repatriation of Remains
In the unfortunate event of death, covers the cost of preparing and returning remains to the home country, or for local burial/cremation (up to a specified limit).
Coverage amounts (e.g., $25,000, $50,000, $100,000, $150,000 or more), specific benefits, limitations, and exclusions vary between insurance providers and plans. Pre-existing conditions may be subject to stability requirements or exclusions. We'll help you understand these details.
Important Considerations:
- Purchase Before Arrival: It's best to purchase your Visitors to Canada insurance before you arrive in Canada. Some policies may have waiting periods if purchased after arrival.
- Coverage Amount: Consider the length of your stay and potential healthcare costs. Higher coverage limits offer greater peace of mind.
- Pre-existing Conditions: Be sure to declare any pre-existing medical conditions. Coverage for stable pre-existing conditions may be available depending on the plan and your health status.
- Deductibles: Choosing a plan with a deductible can lower your premium, but means you'll pay that amount out-of-pocket before the insurance starts covering costs.
Get Your Visitors to Canada Insurance Quote
Ensure you have the necessary medical protection for a worry-free stay in Canada. Our online quoting tool makes it easy to compare plans and find affordable coverage.
Protect Your Visit - Get a QuoteIf you have questions or need assistance, please contact our specialists.