Group Health Insurance
Covers prescription drugs, paramedical services (massage, physio, chiro, etc.), vision care, hospital accommodation upgrades, and medical supplies.
Employee Health & Benefits: Investing in Your Team
Attract, Retain, and Support Your Most Valuable Asset – Your Employees
The Value of a Strong Employee Benefits Package
In today's competitive job market, a comprehensive employee benefits package is more than just a perk – it's a crucial tool for attracting top talent, retaining valuable employees, and fostering a healthy, productive workforce. It demonstrates your commitment to your team's well-being.
Our Approach: We partner with specialized group benefits experts to design and implement the best plan for your business. Provide your details below, and we'll connect you with a specialist.
Why Offer Employee Health & Benefits?
- Attract Top Talent: A competitive benefits package can be a deciding factor for high-quality candidates.
- Improve Employee Retention: Employees are more likely to stay with a company that invests in their health and financial security.
- Boost Morale & Productivity: Healthy, financially secure employees are generally happier, more engaged, and more productive.
- Reduce Absenteeism: Access to preventative care and wellness programs can lead to fewer sick days.
- Enhance Company Reputation: Shows your company cares about its employees, improving its image as an employer of choice.
- Tax Advantages: Premiums paid by the employer for certain group benefits are often tax-deductible business expenses.
Common Components of an Employee Benefits Package:
Through our specialist partners, businesses can access a wide range of group benefits, typically including:
Group Dental Insurance
Includes preventative care (check-ups, cleanings), basic services (fillings, extractions), and often major restorative work (crowns, bridges) and orthodontics.
Group Life Insurance
Provides a basic level of life insurance coverage for employees, often a multiple of salary or a flat amount. Optional and dependent life coverage may also be available.
Group Accidental Death & Dismemberment (AD&D)
Pays a benefit if an employee dies or suffers a severe injury due to an accident.
Group Disability Insurance (Short-Term & Long-Term)
Provides income replacement if an employee is unable to work due to illness or injury. Short-Term Disability (STD) covers initial periods, while Long-Term Disability (LTD) provides benefits for extended absences.
Group Critical Illness Insurance
Offers a lump-sum payment to an employee diagnosed with a covered critical illness, helping with expenses during recovery.
Employee Assistance Programs (EAP)
Provides confidential counseling and support services for employees facing personal or work-related challenges.
Health Spending Accounts (HSA/HFSA)
Offers employees a flexible, tax-effective way to pay for a wide range of health and dental expenses not covered by the core plan.
Our specialist partners will work with your business to design a customized benefits package that meets your specific needs, budget, and employee demographics.
Employee Benefits Plan Inquiry
Provide your details below to connect with a group benefits specialist.
Alternatively, you can contact us directly to discuss your needs:
Phone: 647-709-3400 | Email: info@oneprotection.ca
Invest in Your Team's Future and Your Company's Success
A well-designed employee benefits plan is a powerful investment. Let us connect you with specialist partners for expert advice.
Start Your Benefits Inquiry