Emergency Medical Expenses
Up to $5 million or $10 million (or more, depending on the plan) for eligible emergency medical care, including hospital stays, physician services, diagnostic tests, prescription drugs, and paramedical services.
Travel Insurance for Canadians Travelling Abroad
Explore the World with Confidence and Comprehensive Protection
Peace of Mind for Your International Adventures
Planning a vacation, business trip, or extended stay outside Canada? Your provincial health plan provides very limited coverage once you leave the country. Travel insurance for Canadians travelling abroad is crucial to protect you from significant financial losses due to unexpected medical emergencies or other travel mishaps.
Why Provincial Health Coverage Isn't Enough Abroad
While Canadian provincial and territorial health plans offer excellent coverage within Canada, they typically cover only a very small fraction of medical costs incurred in other countries. For example:
- A hospital stay in the U.S. can cost thousands of dollars per day.
- Air ambulance or emergency medical evacuation can run into tens of thousands, or even hundreds of thousands, of dollars.
- Provincial plans may not cover services like ambulance transport, prescription drugs outside a hospital, or emergency dental treatment abroad.
Without adequate travel insurance, you could face crippling medical bills. Our plans are designed to fill these gaps and provide robust protection.
Key Coverage Features for Canadians Travelling Abroad:
Emergency Medical Evacuation & Repatriation
Coverage for emergency transportation to the nearest appropriate medical facility, or back to Canada if medically necessary. Also includes repatriation of remains.
Trip Cancellation & Interruption
Reimbursement for non-refundable pre-paid travel arrangements if your trip is cancelled or interrupted due to a covered reason (e.g., unforeseen illness, family emergency).
Baggage Loss, Damage & Delay
Compensation for lost, stolen, or damaged baggage and personal effects, as well as for the purchase of essential items if your checked baggage is delayed.
24/7 Worldwide Emergency Assistance
Access to a multilingual team for immediate help with medical emergencies, travel advice, lost documents, and more, anytime, anywhere.
Accidental Death & Dismemberment
Provides a lump-sum benefit in the event of accidental death or specific severe injuries during your trip.
Coverage details, amounts, and exclusions vary by plan. We will help you find the plan that best suits your travel needs and destination. Pre-existing medical conditions may require special attention and declaration.
Who Needs This Coverage?
- Vacationers and tourists travelling for leisure.
- Business travellers on international assignments.
- Students studying abroad.
- Snowbirds spending winters in warmer climates.
- Backpackers and adventure travellers.
- Anyone leaving Canada for any length of time.
Get Your Personalized Travel Insurance Quote
Protect your health and your investment in your trip. It only takes a few minutes to get a quote through our online system, offering plans from leading Canadian insurers.
Get a Quote for Your TripHave questions or need help choosing a plan? Contact us for expert advice.